Guide 2026

The Hidden Costs of “Free” Coaching Platforms

By MentraNova Redactie Published · Updated

Free sounds appealing. But when you add up the commissions, limitations and lock-in, you pay far more as a coach than you think.

8 min read

As a coach, you're always looking for the best way to reach clients. And then you see it: a coaching platform that promises to be “free for coaches.” No start-up costs, no subscription, no risk. Sounds perfect, right?

Not quite. Behind that attractive promise lie hidden costs that end up costing you far more in the long run than a transparent, affordable subscription. In this article, we explain exactly what those costs are — and how you can avoid them.

The hard truth: “Free” coaching platforms typically charge 20–30% commission on every payment. With 10 clients each paying €100/session, you lose €200–300 per round of sessions. That's €800–1,200 per month — invisible, but impactful.

1. High Commissions: The Biggest Hidden Cost

Most “free” coaching platforms generate their revenue by taking a percentage of every transaction. This typically ranges between 20% and 30%, sometimes even higher for new coaches.

Let's make that concrete. If you charge €100 per session and the platform takes 25% commission, you only receive €75 per session. If you do 4 sessions per week with that client, you lose €100 per month — on just a single client.

Example: Commission Platform vs. MentraNova

Session rate: €100
Sessions per month per client: 4
Monthly revenue per client: €400
Commission platform (25%): €400 × 0.25 = −€100/month
MentraNova: flat fee = −€20/month
Savings with MentraNova: €80/month per client

With 10 clients, that difference becomes €850 per month, or more than €10,000 per year that stays in your pocket instead of going to the platform.

Example: Annual Difference with 10 Clients

Commission platform: 10 clients × €100/month = €1,000/month lost
MentraNova: 10 clients × €20/month = €200/month cost
Difference per month: €1,000 − €200 = €800
Annual savings: €800 × 12 = €9,600

2. Limited Features: You Get What You (Don't) Pay For

Free platforms typically offer a stripped-down basic version. Want more features? You'll need to upgrade to a paid plan — which quickly becomes more expensive than a platform that includes everything from the start.

Watch out: Many platforms lure coaches with free basic versions, but hide essential features behind expensive premium subscriptions of €50–100/month — on top of the commission.

3. Poor Matching: Quantity Over Quality

Free platforms rarely invest in advanced matching algorithms. The result? Random pairings between coaches and clients who aren't a good fit. This leads to:

MentraNova uses AI matching based on embeddings to pair clients with coaches who match their specific needs, personality and goals. The result: better matches, longer engagements and more satisfied clients.

“I used to lose about 40% of my clients after the first session on free platforms. Since switching to MentraNova, that's dropped to less than 10%.”

4. No Client Retention Tools

Finding clients is one thing. Keeping them is another. Free platforms typically offer no tools for client retention:

MentraNova advantage: Built-in goals, tasks, achievements, progress visualisation and push notifications. Everything you need to keep clients motivated and engaged — included in the €20/month.

5. Privacy Concerns: Who Owns Your Data?

On many free platforms, you don't pay with money — you pay with your data. Your client information, session notes and communications are stored on servers you have little control over. Some risks include:

GDPR risk: As a coach, you are responsible for your clients' privacy. A platform without adequate privacy protections can put your professional reputation at risk.

6. Lock-in Effect: Easy to Join, Hard to Leave

The most dangerous aspect of free platforms is the lock-in effect. After months or years on a platform, you have:

This makes it increasingly difficult to switch, even if costs rise or the service deteriorates. You're effectively held hostage by the platform.

The Real Comparison

Aspect “Free” Platform MentraNova
Commission 20–30% per transaction 0% — no commission
Monthly cost “Free” + hidden costs €20/month, flat
Matching Random / search by name AI matching based on needs
Chat & communication External apps required Built-in, encrypted
Goals & tasks Not available / premium Included
Progress visualisation Not available Dashboard for coach & client
Privacy Unclear data policies GDPR-compliant, encryption
Lock-in High — data not transferable No lock-in

What Does “Free” Really Cost You?

Total Annual Cost: Free Platform vs. MentraNova

Scenario: 15 clients, average €400/month revenue per client
 
Free platform (25% commission):
Commission: 15 × €400 × 0.25 = €1,500/month
Premium upgrade: €79/month
Total per year: (€1,500 + €79) × 12 = €18,948
 
MentraNova:
15 clients × €20/month = €300/month
Total per year: €300 × 12 = €3,600
Savings with MentraNova: €15,348 per year
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No Commission

Keep 100% of your session income. Pay only €20/month.

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AI Matching

Clients are automatically matched based on needs and specialisation.

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Built-in Chat

Encrypted communication directly in the app. No external tools needed.

🎯

Goals & Tasks

Set goals, assign tasks and track your clients' progress.

πŸ“Š

Progress Visualisation

Clients see their growth. This keeps them motivated and engaged.

πŸ”’

Privacy & GDPR

End-to-end encryption, GDPR-compliant. Your data stays yours.

Stop Paying for “Free”

MentraNova offers everything you need for €20/month. No commissions, no hidden costs, no lock-in. Start today and keep more of your earnings.

Download on the App Store Get it on Google Play

Frequently Asked Questions

Why do free coaching platforms charge commissions?

Free platforms need to generate revenue somehow. They typically charge 20–30% commission on every session or payment. This means for every €100 a client pays, you only receive €70–80.

How much do I save with MentraNova compared to a commission-based platform?

With MentraNova you pay a flat fee of €20/month, regardless of how many sessions you do. On a 25% commission platform with a client paying €400/month, you lose €100/month. With MentraNova you save €80/month per client.

What is the lock-in effect with coaching platforms?

Lock-in means the platform makes it difficult to leave. Your client data, session history, and reviews are trapped in the system. If you switch, you lose everything and have to start from scratch.

Are there coaching platforms without commission?

Yes. MentraNova works with a fixed monthly fee of €20 instead of commissions. You keep 100% of your session income, regardless of your rate or number of sessions.

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